Privacy Policy

1. Information We Collect

We collect information you provide directly to us, including:

• Account information: Email address, password (hashed), and name when you create an account.
• Pet information: Pet name, type, and related data you add to your account.
• Expense data: Category, amount, date, and optional notes for expenses you track.
• Reminder data: Title, category, and scheduled dates for reminders you create.
• Calculator data: Budget estimates you save from the pet cost calculator.
• Communications: Information you provide when contacting support or opting into the Pro waitlist.

We also automatically collect certain technical information:

• IP address and browser type
• Device information
• Cookies and localStorage data
• Access logs and analytics events

2. How We Use Information

We use the information we collect to:

• Create and maintain your account
• Provide, maintain, and improve our services
• Process and track your pet expenses and reminders
• Send you service-related communications
• Respond to your comments, questions, and requests
• Monitor and analyze trends, usage, and activities
• Detect, investigate, and prevent fraudulent or unauthorized transactions

3. Legal Bases for Processing

If you are located in the European Economic Area (EEA), we process your personal information based on the following legal grounds:

• Contract: Processing necessary to perform our contract with you, such as providing the services you request.
• Consent: Where you have given consent for specific processing activities.
• Legitimate interests: Processing necessary for our legitimate business interests, such as improving our services and preventing fraud.

4. How We Share Information

We do not sell, trade, or otherwise transfer your personal information to third parties except in the following circumstances:

• Service providers: We share information with trusted third-party service providers who assist us in operating our website and conducting our business.
• Legal requirements: We may disclose information if required by law, court order, or other legal process.
• Protection of rights: We may disclose information to protect the rights, property, or safety of MyPetSpend, our users, or others.
• Business transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.

5. Data Security

We implement appropriate technical and organizational measures to protect your personal information. However, no method of transmission over the Internet or electronic storage is 100% secure. We cannot guarantee absolute security of your data.

You are responsible for maintaining the confidentiality of your password and for any activity under your account.

6. Data Retention

We retain your personal information for as long as your account is active or as needed to provide services. We may retain certain information for longer periods as required by law or for legitimate business purposes.

Upon account deletion, we will delete or anonymize your information within a reasonable timeframe, subject to legal requirements.

7. Your Privacy Rights

Depending on your location, you may have certain rights regarding your personal information:

• Right to access the personal information we hold about you
• Right to request correction of inaccurate information
• Right to request deletion of your personal information
• Right to object to or restrict certain processing activities
• Right to data portability
• Right to withdraw consent where applicable

To exercise any of these rights, contact us at support@petbudgeter.com.

8. California Privacy Notice

If you are a California resident, you have specific rights under the California Consumer Privacy Act (CCPA). These include the right to know what personal information we collect, the right to delete your information, and the right to non-discrimination for exercising your privacy rights.

We do not sell your personal information. We may share information with service providers as described above, which is not considered a "sale" under CCPA.

9. Cookies and Local Storage

We use cookies and localStorage to maintain your session, remember preferences, and understand how you use our services. You can control cookie settings through your browser.

Essential cookies required for the service to function cannot be disabled without affecting the service functionality.

10. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have inadvertently collected such information, please contact us to request deletion.

11. International Users

MyPetSpend is operated from the United States. If you are accessing our services from outside the U.S., please note that your information will be transferred to and processed in the U.S., which may have different data protection laws than your country.

By using our services, you consent to the transfer of your information to the U.S.

12. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new policy on this page and updating the "Last updated" date.

We encourage you to review this Privacy Policy periodically.

13. Contact Us

If you have any questions about this Privacy Policy or our privacy practices, please contact us at:

Email: support@petbudgeter.com